Company has obtained all the necessary statutory permissions, permits/license to use this website.
Personal Information shall, include without limitation, any information or opinion that identifies or can be used to identify, contact or locate you, including, but not limited to, name, photograph, salutation, gender, address, phone number and email address, etc. Personal Information shall also include ‘Sensitive Personal Information/ Data’ herein below described (collectively “Personal Information”).
Sensitive Personal Information/ Data shall mean and include all such personal information which consists of information relating to password, financial information such as Bank account or credit card /debit card or other payment instrument details, physical, physiological and mental health condition, sexual orientation, medical records and history, Biometric information, any detail relating to the above clauses as provided to body corporate for providing service and any of the information received under above clauses by body corporate for processing, stored or processed under lawful contract or otherwise Provided That, any information that is freely available or accessible in public domain or furnished under the Right to Information Act, 2005 or any other law for the time being in force shall not be regarded as sensitive personal information/ data.
PERSONAL INFORMATION THAT WE MAY COLLECT
The Personal Information provided by you shall be correct and yours. Any false name, misleading information etc. entered by you shall be a breach and the same can be challenged against in any court of law.
We collect Personal Information in the following ways:
- When you register online for accessing any information being offered on the Site;
- When you upload, transmit, display, perform or distribute content, information or other data, including images and other Personal Information;
- When you participate in any contests, sweepstakes and/or promotions;
- When you post on a message board;
- When you participate in any survey or poll conducted on the Site, either by the Company or through third parties;
- When you send SMS, MMS or other mobile device based messages;
- When you interact with the content available on the Site;
- When you sign up to receive emails or other communications from the Company or other third parties through the Site;
- When you contact us with a question or comment;
- When you expressly enter information into a text field or otherwise submit information to us.
- When we collect information directly by you or by your direct employers or agents or authority / consent holder.
We will only collect Personal Information as is permitted by applicable laws and regulations in India. You are under no obligation to provide Personal Information notwithstanding any other law applicable to you, however, by not providing this information you may be prevented from accessing the information available on the Site.
CONSEQUENCES OF NOT PROVIDING YOUR PERSONAL INFORMATION
If you choose not to provide your Personal Information that is mandatory to process your request, we may not be able to provide the corresponding service.
COLLECTION OF NON-PERSONAL INFORMATION
We may automatically collect certain information on your visit to the Site such as your information about the domain name of the website from which you came, information relating to frequency of visits, average time spent, pages viewed during the visit, name of your internet service provider, device specific information, your browser type, operating system and language, your device etc. (“Non-Personal Information”). This Non- Personal Information is anonymous information that cannot be used to personally identify you. We may use such Non-Personal Information for the purposes of administering the Site, analysing user trends, gathering demographic information, ascertaining how our visitors use our Site, evaluating your use of the information on the Site and to improve content on our Site and performance.
We may share this Non-Personal Information with third party service providers and advertisers to measure the overall effectiveness of our online advertising, if any, content programming and for other bonafide purposes as we may desire, at our sole discretion. By using our Site you expressly provide us with your consent to access such information for one or more purposes deemed fit by the Company.USING THE INFORMATION COLLECTED
You explicitly /voluntary consent to the Site and the Company using your Personal Information by (i) using this Site, (ii) registering with this Site, (iii) providing Personal Information or (iv) opting in when presented with the choice, you explicitly consent to the Company using your Personal Information, subject to applicable laws.
We will use the Personal Information provided by you, more elaborately, to:
- Facilitate in providing the services and features that most likely meet your needs;
- Facilitate in providing the information you request (e.g. send you by email or other electronic means the information);
- Manage our relationship with you;
- Inform you of products, promotions and competitions which you may find interesting;
- Respond to any queries you may have;
- Monitor and improve our Site;
- Develop a more direct relationship with you for the purposes described in this section;
- Deliver content and information via SMS, MMS and other mobile services;
- To enhance and support our relationship with you including to inform you if we change anything important about how the Site works;
- is a use of the Personal Information for any additional purpose that is directly related to the original purpose for which the Personal Information was collected,
- is necessary to prepare, negotiate and perform a contract with you,
- is required by law or the competent governmental or judicial authorities,
- is necessary to establish or preserve a legal claim or defence,
- is necessary to prevent fraud or other illegal activities, such as wilful attacks on our information technology systems.
Please note that we cannot and will not be responsible for other parties' use of the Personal Information, which you make available for public view through the Site.MARKETING PURPOSES
By accessing the Site, you provide us with your free consent to use your Personal Information for marketing purposes.
It is clarified that your participation in marketing activities is voluntary and if you ever want to change your preferences regarding the use of your Personal Information and would like us to remove your information from our marketing e-mails or newsletters, unsubscribe you from our database, or if you would like to change or correct any of your information, please contact us at firstname.lastname@example.org. Please include your name, email address, name of corporate, contact number and clear instructions regarding any changes you are requesting or simply unsubscribe with reasons, if any.OTHER SOCIAL MEDIA
The Personal Information provided by you is stored in our database. If you have chosen to provide us with the Personal Information through your use of the Site, you agree that our related authorized third parties, including affiliates, associate partners/business partners (if any), related companies, our agents or contract issuers, their agents and others they rely on to provide their services and products (e.g. reinsurers), premium finders, other insurance intermediaries, insurance reference bureaus, loss adjusters or assessors, medical service providers, credit agencies, lawyers, accountants, prospective purchaser of our business and our alliance and other business partners will be granted access to your Personal Information. We may transfer or otherwise make available your Personal Information to authorized third parties for various purposes including, to process information on our behalf, including service providers, to host the Site, serve advertisements, send e-mails / SMS on our behalf, run contests, promotions, conduct surveys and research, process any online transactions and to operate certain features on the Site, verifying the accuracy of information provided, for which we shall need your clear affirmation by providing a positive OPT-IN option.
Further, such third parties may obtain your Personal Information that you may voluntarily submit to them to make use of the products and/or services and/or any offers being provided by them. We are not responsible for the collection and use of your Personal Information by these third parties. The Company assumes no liability whatsoever for any disclosure of Personal Information due to any unauthorized third-party access or other acts of third parties, or any other acts or omissions beyond reasonable control of the Company.
In the event the Company is required to respond to subpoenas, court orders or other legal process, your Personal Information may be disclosed pursuant to such subpoenas, court order or legal process, which may be without notice to you.
If you previously gave your consent for a company or organisation to use your personal data, you can contact us at email@example.com and withdraw your consent at any time. Once you've withdrawn your consent, the Company will stop using use your personal data.SECURITY
During the course of storing your information we are committed to ensuring that your information shared is secure. We make every reasonable effort to preserve the privacy and confidentiality of your Personal Information shared with us and we do not allow any unauthorized persons or organization to use any of the Personal Information that we may collect from you through the Site. However, you understand and acknowledge that no internet site can fully eliminate security risks associated with protecting such information. Further, while we have in place appropriate and required technical and organization security measures to protect your Personal Information against accidental or intentional manipulation, loss, misuse, destruction or against unauthorised disclosure or access to the information we collect online, as required under the applicable laws, we cannot guarantee the security of any information transmitted on the Internet and use of the same by any third person. We cannot guarantee that information you transmit via our service will not be accessed, disclosed, altered or destroyed by breach of any of our safeguards. We therefore advise you to acknowledge this risk while using our services and you hereby agree to do so at your own risk.STORAGE AND RETENTION OF PERSONAL INFORMATION
You have the right to request that we remove your Personal Information from our databases and the right to access, update and correct inaccuracies in your Personal Information in our custody or control, subject to certain exceptions prescribed by law. If you choose not to have your Personal Information used to support our relationship (especially direct marketing or market research) or wish to withdraw your consent from processing your Personal Information/ Data or to share your Personal Information / Data with third party or to amend/update the Personal Information, please contact us at firstname.lastname@example.org. However, if you do withdraw your consent, we may still be able to process some of the data that you have provided to us on other grounds and will notify you of these at such time.COOKIES
If you do not wish to receive cookies, please configure your Internet browser settings/options to erase all cookies from your computer's hard drive, block all cookies or to receive a warning before a cookie is stored. However, blocking Company cookies may disable certain features on our Site and may make it impossible for you to use certain services available on our Site. This may also affect your overall content experience with us.GRIEVANCES
Should you have any grievances about the processing of your Personal Information, you may contact our Data Protection Officer vide Email: email@example.com designated as the Data Protection Officer for this purpose.